ICICI - Bitter Experience

I had very bitter experience with ICICI for couple of times now, and of course, on the both the occassions I did something wrong. I admit that. When everything is going fine, who will go to Bank these days. We have internet Banking, tele banking, mobile banking. If something goes wrong, then only people do go to bank and ask for the correction. If Bank is not able to rectify it or if it says it will take some time (atleast 2 months), then I don't rate that Service Average. It is poor service.

I met a ICICI prudential Sales Executive and he explained me some Investment plan. I have given him cheque without going to Bank/Prudential and filled Application Form. He told me it would take 15 Days to get processed and for recieving Documents. Its more than 40 Days now and no response from that person. Whenever I called up him, he told me that he would enquire. Finally, I decided to walk into near by Prudential Office. There the response is we cannot track just by Name/Mobile Number. I asked her, is it true that anybody can carry ICICI prudential Application forms and sell policies? She told me that No that was not the case, But We could not track on Person Name. She suggested me to stop the Cheque payment and if I wish, she can send a person to take policy.

If at all ICICI can track of variuos channels(Bank, Prudential, DSC) whom they are giving license to sell their policies, why do they that?



@kova

Cricket - On Going Schedules

India is touring Newzealand and Australia tour of South Africa are started. It will be an interesting contest between India and Newzealand. NZ plays well as a Team and does not carry any expectations but it suprised almost all with its Game. India is just playing like NZ of past, full of all-rounders, some one or other performing right through end. The Only difference is India have pool of Talented Cricketers who are working Hard for Perfection where as NZ used to have players who work hard on their Game. Talent alone does not make any player Great, its rubbish. Under a Cool Coach and Calm Captain, India is really doing great. I hope it will continue its good work and will win all three formats.

Australia must be looking for settling scores with SA, but it will not be that easy. Australia is still in transition phase and there is not much difference in its resources. One thing for sure is, Austalia must be counter attacking SA, they will be playing aggressive game. This is what they used to do whenever they were on back-foot. But then, there were batsmen of calibre Hayden, Langer, Martin and Bowlers like McGrath, Shane Warne for whom you does not need to say what to do and where to Bowl. So it will be interesting to see Australia's approach and how does SA respond. SA is doing very well at the moment, they have batsmen who can chase 400s in ODIs as well as tests and bowlers who can take 20 wickets in Tests. It will be great, if SA wins by 3 - 0.